Take your pick: Encompass handles both old and new qualified mortgage rules
Fannie and Freddie will use new price-based qualified mortgage rule for loans with settlement dates after Aug. 31
by Matt Carter Aug 18
Healthy jobs report drives up mortgage rates for first time in weeks
Mortgage rates on 30-year loans rose this week for the first time in over a month after the latest jobs report came in better than expected
by Daniel Houston Aug 12
New Fannie Mae rule may help renters qualify for a mortgage
Consistent rent payments can boost prospects of borrowers with thin credit files
by Matt Carter Aug 11
August opens with lower mortgage rates as Treasury yields dip
Interest rates on 30-year mortgages fell further as bond markets reacted to the delta variant's potential impact on the global economy
by Daniel Houston Aug 5
Strong Fannie, Freddie results set the stage for debate over their future
Mortgage giants benefited from rising home prices and a surge in refinancings prompted by falling interest rates
by Matt Carter Aug 3
End of forbearance programs could strain loan servicers
Companies that collect mortgage payments expected to help homeowners avoid foreclosure
by Matt Carter Aug 2
Near historic lows, mortgage rates see little movement in late July
Mortgage rates held steady near month's end, with interest rates on 15-year fixed rate loans remaining at all-time lows, according to Freddie Mac’s weekly lender survey
by Daniel Houston Jul 29
Mortgage rates hit new all-time low for 15-year loans
Interest rates for a 15-year mortgage hit new all-time lows amid high sale prices and low inventory; rates for 30-year loans dipped as well
by Daniel Houston Jul 22
New restrictions on Fannie, Freddie refis blamed for tighter mortgage credit
After 6 months of easing, credit availability tightened by 8.5% in June
by Matt Carter Jul 16
Fannie and Freddie will eliminate mortgage refinancing fee starting Aug. 1
Mortgage giants' federal regulator expects lenders to pass savings along to borrowers
by Matt Carter Jul 16
'Summer swoon': Mortgage rates dip further in mid-July throughout US
The average interest rate on a 30-year fixed rate mortgage dipped further this week, according to data from Freddie Mac
by Daniel Houston Jul 15
Mortgage rates follow Treasury yields down
While rates are back down near historic lows, the economic recovery could push them back up in the months ahead
by Daniel Houston Jul 8
Asian American homeownership is still lagging: Report
Asian American homeownership rates lag in numerous major cities, including New York, Los Angeles and Boston, according to the Asian Real Estate Association of America
by Jim Dalrymple II Jun 30
FHA relaxes underwriting for student loan borrowers
Lenders can use borrower's actual monthly student loan payment when calculating their overall debt burden
by Matt Carter Jun 25
Mortgage rates tick back above 3% as economic recovery continues
Freddie Mac's chief economist said rates could continue to rise during the second half of the year after reaching historic lows in January
by Daniel Houston Jun 24