Consumers allegedly got stuck with high-interest-rate loans
But some experienced buyers are cautious
Homeowners occupied 72 million homes in 2003
Refi applications continue to sink
Existing management to retain positions
30-year fixed up at 5.94%; 10-year Treasury up at 4.7%
Fed announces $161.5 million in down-payment assistance
All regions continue to show gains in first quarter
Lee & Associates handles deal
Property 100% leased at time of sale
Southern California firm previously fined $1.5 million for similar violations
Contract in hand could be ticket to commission check, restored confidence
Buyer educates others on how to buy newly built home
Terradatum chief will address conference in San Francisco
Part 2: Fallen tree, refi money help wake up city officials
