Fair-housing quiz

How much do you know about federal housing laws? InmanWiki contributor Leo Romero has offered a short quiz for readers to test themselves:

True or False?

1. A housing community funded by a religious charity may not require that rental applicants be members of said religion.
2. A loan officer may turn down a female Asian-American applicant simply because she does not have a steady job and income.
3. A property owner may assign families with younger children to particular buildings, or sections of buildings, in order to minimize disturbance to other members of a community.
4. With the exception of Section 811 properties, an owner may legally reject an applicant with a history of mental illness, even though he is not a danger to others.
5. A rental application from a member of a protected class may be rejected if said applicant has poor housekeeping habits.
6. If requested by a member of a protected class, a real estate agent may limit a home search to certain neighborhoods based on the client’s ethnicity.
7. Loan officers may not require higher or lower down payments from members of an ethnic group, based on the local credit history of said ethnic group.
8. Prohibiting the construction of a wheelchair ramp on a property is permissible, even if the tenant agrees to remove it at her own expense upon leaving.
9. With a 421 waiver, a family may sell their house only to a fellow member of their ethnic group.
10. It is sometimes allowable to indicate a preference based on religion when advertising available apartments.

Leo Romero is a certified professional of occupancy based in San Jose, Calif.

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Click on this link to the original InmanWiki article for the answer key.